About Annuities
At Tom Martfeld and Associates, we believe that securing your financial future is just as important as safeguarding your health. That’s why we offer a range of annuity solutions designed to provide you with a steady and reliable source of retirement income. Our expert team is here to guide you through the intricacies of annuities, helping you create a financial strategy that ensures a comfortable and worry-free retirement.
An annuity is a financial product that offers a safe and consistent stream of income over a specified period or for the rest of your life. Annuities are designed to provide a stable income source, making them an essential component of retirement planning. They are NOT high-risk/high return investments. We offer annuity products backed by the assets of the issuing company that compare to bank CD’s, but at higher interest rates. At Tom Martfeld and Associates, we offer a variety of annuity options tailored to your unique financial goals:
Fixed Annuities:
With fixed annuities, you’ll receive a predetermined, guaranteed interest rate for a set period. This option provides stability and helps protect your principal investment.
Variable Annuities:
Variable annuities offer the potential for higher returns by allowing you to invest in a variety of investment options. However, returns are subject to market fluctuations.
Immediate Annuities:
Immediate annuities start paying you income shortly after your initial investment, providing you with an immediate income stream for a chosen period or life.
Deferred Annuities:
Deferred annuities allow you to invest now and start receiving income at a later date. This is a great option if you’re looking to supplement your retirement income down the road.